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Finance Guides

Plain-language guides to loans, EMIs, SIPs and interest.

How to Calculate GST: Adding and Removing GST With Examples

November 14, 2026 by smilingboy152
Calculator icon with the text How to Calculate GST on an orange and red background

Learn how to add GST to a price, remove GST from a total, and read the CGST, SGST and IGST split, with worked examples and common mistakes.

Categories Finance Guides

How Much SIP Do You Need to Reach a Goal? The Reverse Calculation

November 14, 2026 by smilingboy152
Target icon with the text How Much SIP Do You Need on a green background

Work backwards from a target amount to the monthly SIP needed, with a ₹25 lakh example at three different assumed returns.

Categories Finance Guides

Should You Prepay Your Loan? A Worked Example

November 14, 2026 by smilingboy152
Bank building icon with the text Should You Prepay Your Loan on a purple background

See with real numbers how a part-prepayment on a ₹10 lakh loan shortens the tenure and saves interest, and what to check before you prepay.

Categories Finance Guides

Compound Interest vs Simple Interest: What’s the Difference?

November 14, 2026 by smilingboy152
Curved growth line icon with the text Compound vs Simple Interest on an orange background

Learn how simple and compound interest differ, with formulas, a 30 year comparison, the Rule of 72 and common mistakes to avoid.

Categories Finance Guides

How a SIP Works: The Maths Behind Monthly Investing

November 14, 2026 by smilingboy152
Rising growth chart icon with the text How a SIP Works on a green background

See how the value of a monthly SIP is estimated, with a worked example, a growth chart and the limits of any SIP calculator.

Categories Finance Guides

How Your Loan EMI Is Calculated: Formula, Example and Ways to Reduce It

November 14, 2026 by smilingboy152
Bank building icon with the text How Your Loan EMI Is Calculated on a purple background

Understand the EMI formula, see a full worked example for a ₹10 lakh loan, and learn what really changes your monthly instalment.

Categories Finance Guides
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